My wife rear-ended my 03 RK Classic Silver/Black paint scheme while following me home the other day - knocked the tail light bar back into the fender about an inch. No, I didn't kill her but thought about it

I definitely need a new fender. I've been watching EBAY for a year with no luck. I'd like to avoid the Dealership becuase they're waaaayyy expensive. Any suggestions on where I can pick up a good used one. Anybody know if it would be cheaper to have it fixed?