Hi there, welcome to the forum
I'll add to Hammerhead pat's info = .040 is a little thicker than your thumbnail. If my pads were even twice that thick, I'd change them.
Oh yeah, you dont hafta change the front pads at the same time as the rear pads, but ya might as well take a look to see how they are doing too.
Pads are cheeper than the resulting crash that happens when ya dont have brakes