Botz, here's the jacket I just bought. A Tourmaster Elite II. Nice jacket, a little heavier than I was expecting but I could use it on a cool evening down here. As you can see in the photos ( I hope they come thru ) the reflective stuff really jumps out in light

The jacket has a under the helmet hood, elastic/ velcro on the wrists, collar and double flap over the front zipper and plenty of pockets. It was only $50 and has worked beautifully. I haven't seen rain since I bought it