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01-23-2008, 05:37 PM
|  | Senior Member | | Join Date: Oct 2007 Location: San Diego, CA
Posts: 1,083
| |  Insurance
What kind of coverage do I REALLY need?
__________________ ===================== Rob 2007 FXDB San Diego, CA  John 1:14
It is the duty of nations, as well as of men, to own their dependence upon the overruling power of God, to confess their sins and transgressions, in humble sorrow, yet with assured hope that genuine repentance will lead to mercy and pardon; and to recognize the sublime truth announced in the Holy Scriptures and proven by all history, that those nations only are blessed whose God is the LORD.
----Abraham Lincoln |
01-23-2008, 08:49 PM
|  | Senior Member Deluxe | | Join Date: Dec 2007 Location: Isanti, Mn
Posts: 1,305
| |
BlueBob: That would be up to you. Go the minimum if you like. Do you wanna get full replacement if you bike or Accessories get wrecked? Gonna cost you more.
Do you have good medical insurance /life insurance. Customize it to fit you and your lifestyle. |
01-23-2008, 08:59 PM
|  | Senior Member | | Join Date: Dec 2007 Location: Missouri
Posts: 1,888
| |
Whatever coverage you decide on, get several quotes. Rates can vary widely. The sales manager at the H-D dealership where I do business is an agent as well. He has an abrasive personality but nobody can even come close to the rate he got me through Foremost Insurance. 
__________________ '73 FX
'85 XLX
'02 FLHTCUI
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This is my Granddaughter Sky, age 7. Can't walk, talk, or feed herself but look at that smile. Anyone care to complain about their lot in life? Not me!  [IMG]  [/IMG] |
01-24-2008, 11:06 AM
|  | Senior Member | | Join Date: Sep 2007 Location: West Palm Beach, FL
Posts: 1,329
| |
I am using Geico - Progressive jumped out of site when I bought the 07...... and you are right extra liability insurance is cheap to add.
__________________ FREEDOM is NEVER FREE - GOD BLESS THE U.S.A. 
2007 Ultra Classic
Nothing sucks more than that moment during an argument when you realize you're wrong. |
01-24-2008, 01:24 PM
| | Senior Member | | Join Date: Oct 2007 Location: San Diego, CA
Posts: 1,083
| |
Progressive is offering me a pretty decent deal that isn't far off at all from what Foremost offered. I do believe in higher liability limits, but do I REALLY need uninsured motorist? The military has a pretty kick-ass medical plan, but if I were to ever take my g/f for a ride and we got in an accident with an uninsured/underinsured motorist, she would be screwed, yes?
__________________ ===================== Rob 2007 FXDB San Diego, CA John 1:14
It is the duty of nations, as well as of men, to own their dependence upon the overruling power of God, to confess their sins and transgressions, in humble sorrow, yet with assured hope that genuine repentance will lead to mercy and pardon; and to recognize the sublime truth announced in the Holy Scriptures and proven by all history, that those nations only are blessed whose God is the LORD.
----Abraham Lincoln |
01-24-2008, 01:36 PM
| | |
I have the house,cars and bike with the same insurance company, seems to be cheaper that way. |
01-24-2008, 05:28 PM
|  | Member | | Join Date: Dec 2007 Location: Lake City, FL
Posts: 61
| | Every year
I check the rates every year ... Last 3 years Progressive has been the best for my area but have heard from others in different areas Progressive is not the way to go... Not sure what this is but was faithful to Allstate over 20 years accident and ticket free on all vehicles & home and they tripled the Bikes coverage premium on me so Adios Allstate...
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Jayson 2004 Sporty 883>1200 Stage 1 Screamin Eagle AC V&H Pipes.. |
01-24-2008, 05:31 PM
| | Senior Member | | Join Date: Sep 2007 Location: West Palm Beach, FL
Posts: 1,329
| |
Uninsured motorist - I think - covers medical up to 10,000 - your passenger would need this....
__________________ FREEDOM is NEVER FREE - GOD BLESS THE U.S.A.
2007 Ultra Classic
Nothing sucks more than that moment during an argument when you realize you're wrong. |
01-24-2008, 05:33 PM
| | Senior Member | | Join Date: Sep 2007 Location: West Palm Beach, FL
Posts: 1,329
| |
Rates are raised when they no longer want to write that kind of insurance. many reasons for this - to many accidents - thefts - at max exposure. It is a better way than saying to you - Jayson - we don't want to write your insurance any more.....
__________________ FREEDOM is NEVER FREE - GOD BLESS THE U.S.A.
2007 Ultra Classic
Nothing sucks more than that moment during an argument when you realize you're wrong. | | |
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